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Purchasing a previously owned vehicle can be a great way to save
some cash while still getting a good car. If you shop smart, you
can find a used car that is in good condition and will provide
years of service. With a bit of research, shopping around, and
patience, buying a used car can be well worth the time. Keep in
mind that for the long term, you're looking for the best car for
the best price--not simply the lowest price. A cheap car that
costs you hundreds or thousands in repairs is not the best deal.
1. Do Your Research Before you head off to a car lot or peruse
the paper, do some research. Start by determining the type of
vehicle you want, and then narrow the field to a few models.
Whether you're looking for a sports car or minivan, if you are
educated going into the process, you'll be in a much better
position. You'll know the kinds of questions to ask and you'll
be able to negotiate smarter. Investigate the car's average fuel
mileage, various features, upkeep, and average costs for
repairs. Check reviews such as in Consumer Reports, talk with
people who own the vehicle you're looking for, and call
dealerships.
2. Comparison shopping Once you know what you're after, start
looking. Look up the blue book value ranges and see what the
going rates are for the vehicle you're after. Be wary of jumping
on the first good deal you see, however. A great price may mean
hidden costs elsewhere. If you are buying from an individual,
try to get as much information from the person as possible. You
may have the opportunity for some type of warranty or repair
plan if you go through a dealer.
3. Lemon Laws and Lemon Checks Whether you're buying from an
individual or dealer, have the car checked by a third party. If
the seller insists on a deposit before you have this done, say
thank you and shop elsewhere. Lemon Laws refer to each state's
laws that protect consumers if they've purchased a vehicle that
is persistently defective. In many states, lemon laws apply if
the vehicle requires multiple repairs within the first thirty to
forty days of purchase, but the laws vary. Check your state's
laws so you know your rights.
4. Look Up the VIN Number Having the vehicle looked over isn't
enough. That will give you an idea of what shape the vehicle is
in now. Researching the history by the vehicle's VIN number will
give you an idea of the car's past. The VIN is the Vehicle
Identification Number, and it can be found on the title or under
the windshield. A VIN report will run about $20 to $25, but it
is worth the price. You may learn important things about the car
that are not evident otherwise.
5. How much are you willing to pay? When shopping for a used
car, you need to know the price range you can afford. Obviously,
if you have a bit more to spend, you can buy a better car. If
you're looking for a relatively new car (three to four years
old), you'll likely be looking at a range starting at $8,000 for
a decent car. If you are in the lower price range, looking for a
car five years or older, it may take more time to find a decent
car that doesn't have too many miles on it. Again, shop around
and avoid the temptation to buy the first low-price car you
find.
6. Don't Discount Dealers You may or may not get a better deal
through a private seller, so carefully consider using a dealer.
Dealers will often give used cars a thorough check and offer
some type of warranty on the cars. They will also ensure there
are no outstanding liens against the vehicle, something you'll
need to do on your own if you buy from a private party. When it
comes time to sign the papers, be sure to read everything
carefully, however. Make sure you understand the terms of the
agreement and any warranties or service checks offered.
7. Consider Different Financing Options One benefit to buying
from a dealer is that financing is often available for used cars
as well as new. However, it pays to shop around when it comes to
finance options. A personal loan through a bank may carry a much
lower interest rate than the dealer's plan. Take the time to
calculate total costs for different types of loans so you can
make the best choice.
About the author:
Mike Singh is a successful webmaster of
http://www.lemon-law-secrets.info . He provides more information
about Lemon Laws for used cars and Lemon law secrets.
Written by: Mike Singh
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