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Every driver should always have the 5 following items in their vehicle at all times !
#1. A paper and pen to take down notes in the event of an accident.
#2. A list of all emergency phone numbers.
#3. A disposable camera to record evidence at the scene of an accident.
#4. A list of medical conditions or allergies you may have.
#5. A set of cones, warning triangles or emergency flares to alert other drivers of an accident.
(These items can be kept in the glove compartment, or in the trunk, of your vehicle).
SEVEN DEFENSIVE DRIVING TIPS
#1. Always wear your seat belt. (63% of people killed in accidents in 1999 were not wearing seat belts). On the average, inpatient hospital costs for an unbelted cash victim are 50% higher than those who wore belts. (In 2003 there were an estimated 6,356,000 car accidents in the United States. Plus there were 2.9 million injuries and 42,643 we killed).
It has been predicted that if Americans could reach 90 percent seat belt's worn (by the end of 2005) we would save over 8 billion bucks.
#2. Understand the effects of drugs and alcohol on your body.
#3. Be patient. If you're fatigued stop driving.
#4. Be courteous, not aggressive, toward other drivers.
#5. You must look both ways twice before crossing an intersection. (Don't speed into an intersection the instant the light turns green. Another driver may be running a red light).
#6. Always check the "blind spots" before changing lanes.(Most mirrors are not adequate).
#7. Leave enough space between yourself and the motor vehicle ahead of you. (When traveling and/or even when stopped).
REPAIRING YOUR MOTOR VEHICLE PROPERTY DAMAGES
If and when you bring your motor vehicle to a repair shop, it's important to keep in mind that different shops offer different damage appraisals. Because of this it's always to your advantage to obtain several estimates prior to getting the damage repaired.
REPAIRING YOUR PERSONAL INJURY DAMAGES
Your personal injury may not be apparent at the scene or perhaps it only becomes a reality to you at a later date. After you were involved in an accident you must visit a physician. The physician may be able to identify injuries you've not yet noticed.
To insure your safety, no matter what others may say, be sure to visit your physician after ANY motor vehicle accident you may have been involved in !
DISCLAIMER: The only purpose of this article, "CAR ACCIDENT FACTS" is to help people understand the motor vehicle accident claim process. Neither Dan Baldyga, nor HotLib.com make any guarantee of any kind whatsoever, NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired, it is THE INDIVIDUALS RESPONSIBILITY to obtain said services.
Dan Baldyga's third and latest book, AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss) can be found on the internet at http://www.caraccidentclaims.com or http://www.autoaccidentclaims.com. This book reveals "How To" handle your property damage claim so you won't be taken advantage of. It also goes into detail regarding BASE (The Baldyga Auto Accident Settlement Evaluation Formula). THE BASE FORMULA explains how to determine the value of the "Pain and Suffering" you endured - - because of your personal injury!
Copyright (c) 2005 By Daniel G. Baldyga. All Rights Reserved
Dan Baldyga - Author
dbpaw@comcast.net
FAX: 1 (413) 731 8358
AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM
(How To Evaluate And Settle Your Loss)
http://www.autoaccidentclaims.com
Or: http://www.caraccidentclaims.com
Copyright Dan Baldyga - http://www.autoaccidentclaims.com
Written by: Dan Baldyga
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CAR ACCIDENT FACTS